We apparently are the unwilling hosts to a family of skunks that have decided to build a nest under our front porch.  I’m not happy about that at all!  We use the front porch as the main access to and from the house!  I can smell the skunks every time I go out of, or [...]

As I was saying, I am encouraging my “other half” to try to find a way to lower our monthly payments and reduce the interest rates on his debts.  I’ve suggested that he check out the website at www.debtconsolidation.com.  That website can help him with debt settlement options.  It is a credit counseling service that was [...]

Over the years, my “other half” has taken out various loans to buy a lot of different “big ticket” items such as a boat, a tractor, a truck, a jet ski, and I’m sure more than that but I can’t remember them all.  Some of them have been for fairly high interest rates, and none [...]