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	<title>Hey Noreen &#187; Money</title>
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	<link>http://www.heynoreen.com</link>
	<description>Words to and from Noreen</description>
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		<title>Truffles!</title>
		<link>http://www.heynoreen.com/10/truffles/</link>
		<comments>http://www.heynoreen.com/10/truffles/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 23:11:56 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
		<category><![CDATA[Foodies]]></category>
		<category><![CDATA[Home and Garden]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/02/truffles/</guid>
		<description><![CDATA[Have you ever eaten a &#8220;real&#8221; truffle?  By that I mean the fungus?  I never have &#8211; I&#8217;ve just eaten the candy &#8220;truffles.&#8221;  I understand the the &#8220;real&#8221; truffles are more expensive than I could ever even think of eating!  So I guess that&#8217;s one of those foods I&#8217;ll probably never get to try.  Oh [...]]]></description>
			<content:encoded><![CDATA[<p>Have you ever eaten a &#8220;real&#8221; truffle?  By that I mean the fungus?  I never have &#8211; I&#8217;ve just eaten the candy &#8220;truffles.&#8221;  I understand the the &#8220;real&#8221; truffles are more expensive than I could ever even think of eating!  So I guess that&#8217;s one of those foods I&#8217;ll probably never get to try.  Oh well&#8230;..</p>
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		<title>Pay Day Loans are in the news a lot</title>
		<link>http://www.heynoreen.com/08/pay-day-loans-are-in-the-news-a-lot/</link>
		<comments>http://www.heynoreen.com/08/pay-day-loans-are-in-the-news-a-lot/#comments</comments>
		<pubDate>Sat, 02 Aug 2008 20:52:43 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Friends]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/?p=348</guid>
		<description><![CDATA[While my nephew has been visiting, we have been talking about how some of his friends have been looking for ways to get their hands on some cash to help them make ends meet while they are in college.  Some of them have had credit problems in the past, largely because they are college students and it is hard [...]]]></description>
			<content:encoded><![CDATA[<p>While my nephew has been visiting, we have been talking about how some of his friends have been looking for ways to get their hands on some cash to help them make ends meet while they are in college.  Some of them have had credit problems in the past, largely because they are college students and it is hard to go to school and make ends meet.  I told him that they might want to check out the completeloansource.com website and see if they might be able to help them.  They offer a lot of different types of loans for almost any need, including <a href="http://www.completeloansource.com/bad-credit-personal-loans/">High Risk Personal Loans for Bad Credit</a>, auto loans, debt consolidation and <a href="http://www.completeloansource.com/payday-loans/">Pay Day Loans</a>.  I&#8217;ve been hearing a lot of articles on the news about how many people are using pay day loans lately to help make ends meet.</p>
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		<title>Selling arts and crafts on Ebay</title>
		<link>http://www.heynoreen.com/07/selling-arts-and-crafts-on-ebay/</link>
		<comments>http://www.heynoreen.com/07/selling-arts-and-crafts-on-ebay/#comments</comments>
		<pubDate>Fri, 25 Jul 2008 02:46:16 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Friends]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/?p=343</guid>
		<description><![CDATA[My sister was telling me that she was thinking about starting to sell some of her arts and crafts work on Ebay.  Lots of her friends have been encouraging to try to do that, insisting that she could make a killing doing that.  She has several friends that DO make a lot of money on [...]]]></description>
			<content:encoded><![CDATA[<p>My sister was telling me that she was thinking about starting to sell some of her arts and crafts work on Ebay.  Lots of her friends have been encouraging to try to do that, insisting that she could make a killing doing that.  She has several friends that DO make a lot of money on Ebay, and they have told her that they will help her with the red-tape if she has any problems or questions.  Their enthusiasm has got her all pumped up about making money selling her crafts.</p>
<p>Towards that end, she is going to need to buy a <a href="http://www.quicksupply.net/s-9-scales-balances.aspx">Shipping Scale</a> to help her to determine the postal rates of items that she will be offering for sale.  Scales are vital because she needs to know how much the item weighs (including the shipping box and stuffing) in order to calculate the shipping charges that she will have to quote on Ebay.  She has already accumulated enough boxes to get her started as far as that end goes, and she has lots of old newspapers saved up for stuffing the boxes.</p>
<p>I suggested that she try to find one that is compact so that she can tuck it away into her cupboard when she doesn&#8217;t need to use it.<br />
<img src="http://tinyurl.com/67cql2" /></p>
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		<title>Planning weddings</title>
		<link>http://www.heynoreen.com/07/planning-weddings/</link>
		<comments>http://www.heynoreen.com/07/planning-weddings/#comments</comments>
		<pubDate>Thu, 24 Jul 2008 22:16:04 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Friends]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/?p=341</guid>
		<description><![CDATA[I love to plan weddings.  A wedding is a time of hope, romance, and excitement.  Girls start planning their weddings almost from the moment they are born! I love looking at the different wedding favors and gifts that people can buy to give their guests or their bridesmaids and groomsmen.  Personalized Money Clips are a great idea [...]]]></description>
			<content:encoded><![CDATA[<p>I love to plan weddings.  A wedding is a time of hope, romance, and excitement.  Girls start planning their weddings almost from the moment they are born! I love looking at the different <a href="http://www.sincerityweddings.com/wedding-favors-c-29.html?osCsid=947b5bfb1c593442dbd901dd112c0e3c">wedding favors</a> and gifts that people can buy to give their guests or their bridesmaids and groomsmen.  <a href="http://www.sincerityweddings.com/personalized-money-clips-c-27_78.html">Personalized Money Clips</a> are a great idea to give as gifts to the groomsmen!</p>
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		<title>Shopping without barcodes?</title>
		<link>http://www.heynoreen.com/07/shopping-without-barcodes/</link>
		<comments>http://www.heynoreen.com/07/shopping-without-barcodes/#comments</comments>
		<pubDate>Fri, 11 Jul 2008 11:40:27 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/?p=331</guid>
		<description><![CDATA[I&#8217;ve been reading articles about the future of shopping, about how people are going to be acting as their own cashier and bagger.  I&#8217;ve been wondering how the stores were going handle inventory management and avoid an increase in shoplifting.  Well, I think I found the answer to my own question while browsing the Internet today.  The [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="float: left;" src="http://tinyurl.com/56wquv" alt="" />I&#8217;ve been reading articles about the future of shopping, about how people are going to be acting as their own cashier and bagger.  I&#8217;ve been wondering how the stores were going handle <a href="http://www.intermec.com/solutions/index.aspx">inventory management</a> and avoid an increase in shoplifting.  Well, I think I found the answer to my own question while browsing the Internet today.  The answer, I think, is RFID.  What is RFID you ask?  Radio Frequency Identification.  What is RFID you STILL ask?  What RFID is, is a replacement to the barcode system.</p>
<p>In the RFID process, each item is tagged with a special tag made with special <a href="http://www.intermec.com/products/printers/fixed/index.aspx">tag printers</a>.  Each tag responds to a radio frequency similar to the way bar codes respond to a bar code reader.  HOWEVER what is so cool about this is that each individual tag does not need to be scanned.  An entire bag of products can simply be passed by the reader.  Or, the entire shopping cart can simply be walked by, without even being unloaded!  The reader picks up the signals from the special tags and then the customer pays for the merchandise, and is then given a receipt that is printed out from one of the special <a href="http://www.intermec.com/products/printers/index.aspx">Intermec printers</a> that are designed to be used as part of the system.</p>
<p>Intermec is a company that sells all of the products needed to set up this kind of data collection and management equipment to be used in an RFID environment.  They even sell portable equipment that can be taken out in the field and used for hours without the need of any electrical outlets!</p>
<p>This is really cool technology we&#8217;re talking about here, but it does make me worry about the job security (or lack thereof) for cashiers and baggers!<br />
<img src="http://tinyurl.com/5nnexh" alt="" /><br />
 </p>
<p> </p>
<p> </p>
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		<title>Learning a lot about blogging and marketing a business</title>
		<link>http://www.heynoreen.com/07/learning-a-lot-about-blogging-and-marketing-a-business/</link>
		<comments>http://www.heynoreen.com/07/learning-a-lot-about-blogging-and-marketing-a-business/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 02:26:43 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Internet]]></category>
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		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/?p=329</guid>
		<description><![CDATA[One of my sons is running a business, primarily through online marketing out of our home.  I was reading the websiteoffice.com website page he left open on our machine today and was very interested to be learning a lot of stuff about the Internet and page rank and search engine optimization.  This is a good reference for using the Internet to [...]]]></description>
			<content:encoded><![CDATA[<p>One of my sons is running a business, primarily through <a href="http://www.websiteoffice.com">online marketing</a> out of our home.  I was reading the websiteoffice.com website page he left open on our machine today and was very interested to be learning a lot of stuff about the Internet and page rank and search engine optimization.  This is a good reference for using the Internet to run a small business!</p>
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		<title>Need new slippers</title>
		<link>http://www.heynoreen.com/07/need-new-slippers/</link>
		<comments>http://www.heynoreen.com/07/need-new-slippers/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 01:45:47 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
		<category><![CDATA[General Life]]></category>
		<category><![CDATA[Health]]></category>
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		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/?p=326</guid>
		<description><![CDATA[I thought I had comfy slippers. I bought them new last fall, and I&#8217;ve been wearing them around the house every day since then. They have well padded soles, and are the &#8220;scuff&#8221; style that you just slide your feet into. I couldn&#8217;t wait to get home and take off my shoes and put on [...]]]></description>
			<content:encoded><![CDATA[<p>I thought I had comfy slippers. I bought them new last fall, and I&#8217;ve been wearing them around the house every day since then. They have well padded soles, and are the &#8220;scuff&#8221; style that you just slide your feet into. I couldn&#8217;t wait to get home and take off my shoes and put on my slippers. Well about a week ago I bought some of those orthopedic things that you put into your shoes to make your shoes more comfy, and now I have to tell you that I hate taking off my shoes and putting on my slippers!  And the past three nights I&#8217;ve been waking up in the middle of the night with cramps in my feet; I think it was because I was wearing my slippers all the time and my feet wanted the extra support of my shoes.  So I think I need to buy new slippers, and maybe put the orthopedic insoles in the slippers!</p>
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		<title>Frequent flier miles</title>
		<link>http://www.heynoreen.com/07/frequent-flier-miles/</link>
		<comments>http://www.heynoreen.com/07/frequent-flier-miles/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 01:32:38 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Business]]></category>
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		<category><![CDATA[Friends]]></category>
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		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/?p=325</guid>
		<description><![CDATA[I travel quite a bit.  So I&#8217;ve been thinking about getting an Airline Miles Credit Card that gives me airline miles on it as rewards.  The airlinecreditcardrewards.com website reviews and compares the three most popular airline miles cards and gives you the opportunity to apply for them from within their site.  So I&#8217;ll be checking out the cards [...]]]></description>
			<content:encoded><![CDATA[<p>I travel quite a bit.  So I&#8217;ve been thinking about getting an <a href="http://www.airlinecreditcardrewards.com">Airline Miles Credit Card</a> that gives me airline miles on it as rewards.  The airlinecreditcardrewards.com website reviews and compares the three most popular airline miles cards and gives you the opportunity to apply for them from within their site.  So I&#8217;ll be checking out the cards through them when I&#8217;m ready to order one.</p>
<p><img src="http://tinyurl.com/5hm7rk" /></p>
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		<title>Blogs are making an impact in today&#8217;s world</title>
		<link>http://www.heynoreen.com/07/blogs-are-making-an-impact-in-todays-world/</link>
		<comments>http://www.heynoreen.com/07/blogs-are-making-an-impact-in-todays-world/#comments</comments>
		<pubDate>Sat, 05 Jul 2008 19:22:44 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Business]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=323</guid>
		<description><![CDATA[It would probably be very vain and presumptuous of me to think (or write) that my little blog makes a big difference in the world.  But I do like to think that my blog might make a small difference somewhere out there; perhaps inspire someone to try something they&#8217;ve never tried before, or help them [...]]]></description>
			<content:encoded><![CDATA[<p>It would probably be very vain and presumptuous of me to think (or write) that my little blog makes a big difference in the world.  But I do like to think that my blog might make a small difference somewhere out there; perhaps inspire someone to try something they&#8217;ve never tried before, or help them to cheer up when they are down, or perhaps even to enrage them into action if I spout off about something that I perceive is something bad!  Of course the action would hopefully be to correct the bad thing, and not to be doing anything bad themselves! </p>
<p>But my blog being beside the point, blogs ARE making a big difference in the world.  People are sharing, and reading opinions and thoughts and spreading them throughout their social network that they have built through their blogs.  That is why <a href="http://www.payperpost.com">blog marketing</a> is a big part of almost any business marketing strategy if the business wants to expand beyond their own little town.  The Izea Company is a marketing company that utilizes the social marketing advantages of the blog networks and offers their clients several different types of innovative marketing strategies such as product sampling, blog posts, and blog sponsorship.</p>
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		<title>Milk is going to become a luxury item!</title>
		<link>http://www.heynoreen.com/07/milk-is-going-to-become-a-luxury-item/</link>
		<comments>http://www.heynoreen.com/07/milk-is-going-to-become-a-luxury-item/#comments</comments>
		<pubDate>Wed, 02 Jul 2008 13:57:25 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
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		<category><![CDATA[Health]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=320</guid>
		<description><![CDATA[I was watching the news yesterday morning (I think it was The Today Show) and they were running a story about how within a short period of time milk is going to cost $6.00 a gallon! They were blaming the increasing cost of fuel for the increase.
I think that is horrible! Milk is going to [...]]]></description>
			<content:encoded><![CDATA[<p>I was watching the news yesterday morning (I think it was The Today Show) and they were running a story about how within a short period of time milk is going to cost $6.00 a gallon! They were blaming the increasing cost of fuel for the increase.</p>
<p>I think that is horrible! Milk is going to become a luxury item at that price! For many years there has been a huge campaign about how healthy milk is, but I think that people will end up drinking more sugary fruit flavored drinks like kool-aid instead of drinking milk if it gets that expensive! If milk gets that expensive, I imagine the milk related products like cheese, ice cream, butter and yogurt will rise in price as well! Again, I think that is going to be driving people towards eating the cheap junk food instead of dairy product.</p>
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		<title>Perhaps a personal loan could help</title>
		<link>http://www.heynoreen.com/06/perhaps-a-personal-loan-could-help/</link>
		<comments>http://www.heynoreen.com/06/perhaps-a-personal-loan-could-help/#comments</comments>
		<pubDate>Fri, 20 Jun 2008 00:54:53 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=316</guid>
		<description><![CDATA[I was just explaining to you how my sister has had a really bad streak of luck, and that her finances are in a shambles through no fault of her own.  She is looking for a better paying job than the one that she has, and is taking classes to learn new skills, too.  Her [...]]]></description>
			<content:encoded><![CDATA[<p>I was just explaining to you how my sister has had a really bad streak of luck, and that her finances are in a shambles through no fault of her own.  She is looking for a better paying job than the one that she has, and is taking classes to learn new skills, too.  Her hubby is still in a lot of pain, but has tried to return to work.  They don&#8217;t know how long he will be able to work; he comes home and collapses at night after work, totally exhausted and in a lot of pain.</p>
<p>Anyway, I suggested that perhaps they need to consider checking out some <a href="http://www.personalloansleader.com">online personal loans</a> to see if they might be able to help them while they are waiting for the final settlement on the accident lawsuit.  I think that a <a href="http://www.personalloansleader.com">Personal Loan</a> from www.personalloansleader.com might be the best solution to their short term situation, giving them the money they need to get buy while waiting for the lawsuit to end.  They offer quick and easy loan processing, extend credit to customers with good OR bad credit, which is exactly what my sister needs right now.<br />
<img src="http://tinyurl.com/43n3te" /></p>
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		<title>Instant approval credit cards</title>
		<link>http://www.heynoreen.com/06/instant-approval-credit-cards/</link>
		<comments>http://www.heynoreen.com/06/instant-approval-credit-cards/#comments</comments>
		<pubDate>Wed, 18 Jun 2008 23:34:40 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=311</guid>
		<description><![CDATA[My son and I were talking about the many different kinds of credit cards that are available on today&#8217;s market. The conversation was sparked by his observation that in today&#8217;s incoming US Mail we had at least three offers of instant approval from several different credit cards.  We were wondering how the interest rate on [...]]]></description>
			<content:encoded><![CDATA[<p>My son and I were talking about the many different kinds of credit cards that are available on today&#8217;s market. The conversation was sparked by his observation that in today&#8217;s incoming US Mail we had at least three offers of <a href="http://creditcardsclub.com/instant-approval-credit-cards/">instant approval</a> from several different <a href="http://creditcardsclub.com">credit cards</a>.  We were wondering how the interest rate on them compared to other credit cards, so we went to find out at <a href="http://creditcardsclub.com/instant-approval-credit-cards/">creditcardsclub.com</a> website.  That website is a great resource for reviewing and comparing the many different kinds of credit cards available on the market.  I like that site because it has a lot of informational financial articles as well as comparisons and reviews.<br />
<img src="http://tinyurl.com/3h4ev7" /></p>
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		<title>I&#8217;m listening to a bunch of propaganda about oil</title>
		<link>http://www.heynoreen.com/06/im-listening-to-bunch-of-propaganda-about-oil/</link>
		<comments>http://www.heynoreen.com/06/im-listening-to-bunch-of-propaganda-about-oil/#comments</comments>
		<pubDate>Tue, 17 Jun 2008 22:22:36 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
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		<category><![CDATA[Rants]]></category>

		<guid isPermaLink="false">http://www.heynoreen.com/?p=306</guid>
		<description><![CDATA[I&#8217;m listening to the news on television right now, and I am not happy about what they are saying about the price of oil continuing to rise, and the profits of the oil companies are continuing to rise, and there just seems to be no end in sight.  It seems that every time I hear about [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m listening to the news on television right now, and I am not happy about what they are saying about the price of oil continuing to rise, and the profits of the oil companies are continuing to rise, and there just seems to be no end in sight.  It seems that every time I hear about how the government or big businesses have the opportunity to promote alternative energy sources they do everything they can to sabotage the idea.  It&#8217;s really quite sickening.  I think that the oil companies are gouging us, and there seems to be little I can do about it.  I&#8217;ve already cut down on our energy consumption as much as possible.  The whole thing is very discouraging.</p>
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		<title>Debt consolidation</title>
		<link>http://www.heynoreen.com/06/debt-consolidation/</link>
		<comments>http://www.heynoreen.com/06/debt-consolidation/#comments</comments>
		<pubDate>Fri, 13 Jun 2008 15:46:36 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[General Life]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=297</guid>
		<description><![CDATA[My sister&#8217;s hubby was hurt in a car accident and was out of work for seven months.  They had to rely on using credit cards to survive while he was out of work.  Although she has been working, she has been unable to pay off the credit cards in full when the bills came in, and now [...]]]></description>
			<content:encoded><![CDATA[<p>My sister&#8217;s hubby was hurt in a car accident and was out of work for seven months.  They had to rely on using credit cards to survive while he was out of work.  Although she has been working, she has been unable to pay off the credit cards in full when the bills came in, and now the balances are getting to the point where she is afraid that she may never get them paid off. </p>
<p>She is telling me that she needs to look into <a href="http://www.thecreditexchange.com/">debt consolidation</a> to get her finances under control.  I advised her to check out the Credit Exchange Company.  It is a not a debt management company, but rather it is a referral service that can help her find the right companies to help her with her credit problems. </p>
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		<title>Nephew needs an auto loan</title>
		<link>http://www.heynoreen.com/06/nephew-needs-an-auto-loan/</link>
		<comments>http://www.heynoreen.com/06/nephew-needs-an-auto-loan/#comments</comments>
		<pubDate>Thu, 12 Jun 2008 11:34:03 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Business]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=295</guid>
		<description><![CDATA[My nephew has had a bad stroke of luck lately.  I won&#8217;t go into details, but for reasons that were entirely NOT his fault, he has run into some hard times and now finds that he has a bad credit rating, and he needs a new car.  So he needs to get an Auto Loan to [...]]]></description>
			<content:encoded><![CDATA[<p>My nephew has had a bad stroke of luck lately.  I won&#8217;t go into details, but for reasons that were entirely NOT his fault, he has run into some hard times and now finds that he has a bad credit rating, and he needs a new car.  So he needs to get an <a href="http://www.apexautoloan.com">Auto Loan</a> to help him get the new car.  I&#8217;ve told him to check out the website <a href="http://www.apexautoloan.com">www.apexautoloan.com</a> to see if they can help to him to get a <a href="http://www.apexautoloan.com/bad-credit-auto-loans.htm">Bad Credit Auto Loan</a>.  It only takes about two minutes or less to apply on line and they can match you up with a lender that specializes in loans to people with poor credit.</p>
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		<title>Used prices</title>
		<link>http://www.heynoreen.com/06/used-prices/</link>
		<comments>http://www.heynoreen.com/06/used-prices/#comments</comments>
		<pubDate>Thu, 12 Jun 2008 00:45:33 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=291</guid>
		<description><![CDATA[There is a website I&#8217;ve discovered that I can use to determine what the fair prices are of used items.  The website is free and easy to use.  If, for example, I need to know the used equipment value of some used power tools that we don&#8217;t use anymore, I just click on the power tools [...]]]></description>
			<content:encoded><![CDATA[<p>There is a website I&#8217;ve discovered that I can use to determine what the fair prices are of used items.  The website is free and easy to use.  If, for example, I need to know the <a href="http://www.usedprice.com/index.php">used equipment value</a> of some used power tools that we don&#8217;t use anymore, I just click on the power tools button and fill in the model number.  Using their wizard, it will tell me how much the power tool is worth.</p>
<p>It gives values for a variety of items, such as computers, camera equipment, car stereos, guns, copiers, musical instruments, and several other categories.</p>
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		<title>Raising money</title>
		<link>http://www.heynoreen.com/06/raising-money/</link>
		<comments>http://www.heynoreen.com/06/raising-money/#comments</comments>
		<pubDate>Thu, 12 Jun 2008 00:44:46 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Around Here]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=292</guid>
		<description><![CDATA[With the tightening of our belts because of the horrible economy we are finding ourselves in, I have started to think about trying to sell off some of our used items that we have just taking up space in the basement and garage.  One of the reasons I&#8217;ve been reluctant to do that in the [...]]]></description>
			<content:encoded><![CDATA[<p>With the tightening of our belts because of the horrible economy we are finding ourselves in, I have started to think about trying to sell off some of our used items that we have just taking up space in the basement and garage.  One of the reasons I&#8217;ve been reluctant to do that in the past was that I really did not know the value or fair asking price of most of the items, and I did not want to pay an appraiser to come in to tell me that most of the stuff was of little or no value!</p>
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		<title>Credit reporting agencies and credit cards</title>
		<link>http://www.heynoreen.com/06/credit-reporting-agencies-and-credit-cards/</link>
		<comments>http://www.heynoreen.com/06/credit-reporting-agencies-and-credit-cards/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 22:18:30 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=287</guid>
		<description><![CDATA[My sister is always talking to me about how she wants to open a small business with her hubby.  I&#8217;m not quite sure that this is the best time to be starting a new small business, but with all of the layoffs that have been going on in her town, this may well be her best [...]]]></description>
			<content:encoded><![CDATA[<p>My sister is always talking to me about how she wants to open a small business with her hubby.  I&#8217;m not quite sure that this is the best time to be starting a new small business, but with all of the layoffs that have been going on in her town, this may well be her best employment option.  I&#8217;ve been talking to her about ways to get started with that.  After you have decided exactly what it is you want to do or sell, and figure out a location and a client base, one of the most important things to consider is how to finance the business.</p>
<p>I&#8217;ve told her to check out a website I&#8217;ve found about credit reporting agencies and credit cards.  This site talks about how no matter how good or bad your credit rating; you can still get credit cards.  The good credit ratings will qualify you for <a href="http://www.free-credit-report-credit-reporting-agencies.com/Good-Credit-Cards-6589009-page.php">good credit cards</a>; lower credit ratings will tend to qualify you for bad credit cards.  This website offers to give you a free credit report online, and it talks about credit history and a variety of different credit cards.  The website enables you to apply for several of the credit cards online if you choose to do so.  I&#8217;ve emailed her this press release that I&#8217;ve found about the subject:</p>
<p style="padding-left: 30px;">People who have their own small businesses always try to keep the costs down. They find their ways to cut expenses to make ends meet all the time.<br />
Vendor savings programs are perfect for those who would like to stretch their small business budget. These savings programs are offered by providers of credit cards to help small business owners to save money on necessary purchases.<br />
With <a href="http://www.free-credit-report-credit-reporting-agencies.com/Business-Credit-Cards-6589027-page_7.php" target="_blank">business credit cards</a> you can get such rewards as cash back and airmiles to help your business grow.<br />
Many of the credit card offers come from the banks who have special programs that are perfect for small businesses. Also some of the top credit card offers have cash back programs that can usually be applied directly to different accounts for the vendor.<br />
This gives the vendor the option to use the cash back rewards for things such as paying the utilities or phone bill.<br />
But before applying for any kind of credit card, make sure you read and study all the terms and conditions of the deal carefully, so you don&#8217;t get in trouble later. Careful reading is the main key to your success and future prosperity.</p>
<p><img src="http://tinyurl.com/447gps" alt="" /></p>
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		<title>Buying a used car</title>
		<link>http://www.heynoreen.com/06/buying-a-used-car/</link>
		<comments>http://www.heynoreen.com/06/buying-a-used-car/#comments</comments>
		<pubDate>Mon, 02 Jun 2008 16:12:27 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Friends]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=268</guid>
		<description><![CDATA[I&#8217;m trying to help my son buy a new second-hand car.  He recently got laid off from work, and his car has just up and died on him last week.  We determined that it is not worth repairing; it will cost less money to buy a used car that is in better shape that actually [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m trying to help my son buy a new second-hand car.  He recently got laid off from work, and his car has just up and died on him last week.  We determined that it is not worth repairing; it will cost less money to buy a used car that is in better shape that actually runs!  We&#8217;ve been pouring money into that rattle-trap for years, and it is time to stop throwing good money after bad.  </p>
<p>I was telling my British cousin that we are looking at a couple of different <a href="http://www.buyyourcar.co.uk/used-car.aspx">used cars</a>.  She had recently bought a used car herself, and she started giving me some pretty good advice about buying a second-hand car. </p>
<p>She suggested that I check out a website called BuyYourCar that she used to help her figure out exactly which car make and model she wanted to buy, which is an important first step. So I have just been checking out that website.  The website has a great <a href="http://www.buyyourcar.co.uk/car-reviews.aspx">car review</a> page that gives a lot of valuable information about different specifications and features that many different cars have.  I found it interesting that it also offers the background and history of the different car manufacturers!</p>
<p><img src="http://tinyurl.com/425r7n" /></p>
<p> </p>
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		<title>Customer service</title>
		<link>http://www.heynoreen.com/05/customer-service/</link>
		<comments>http://www.heynoreen.com/05/customer-service/#comments</comments>
		<pubDate>Fri, 30 May 2008 13:25:21 +0000</pubDate>
		<dc:creator>Noreen</dc:creator>
				<category><![CDATA[Business]]></category>
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		<guid isPermaLink="false">http://www.heynoreen.com/?p=265</guid>
		<description><![CDATA[It has been a while, but I used to do mystery shopping.  It was fun for a while, going to a store and rating how good their customer service was. 
There is a company called Service Intelligence that is dedicated to helping companies to improve their customer service.  According to their website, one of the ways [...]]]></description>
			<content:encoded><![CDATA[<p>It has been a while, but I used to do mystery shopping.  It was fun for a while, going to a store and rating how good their customer service was. </p>
<p>There is a company called Service Intelligence that is dedicated to helping companies to improve their customer service.  According to their website, one of the ways they do that is by hiring mystery shoppers.  Other ways include <a href="http://www.serviceintelligence.com/">customer service surveys</a> and offering training to the employees of their clients.  I also noted that there is a link on their website to click if you want to become a mystery shopper.  Maybe I&#8217;ll sign up with them! </p>
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